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| Life
Insurance F.A.Q.'s |
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What
does the life insurance application process involve? |
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Once you select
an insurance company and rate, you then can request an application
by filling out the application request form.
Once you request the insurance application, a licensed agent from
Affordable Term will contact you and set up a convenient appointment
for a no-charge physical exam. The physical exam can take place in
your home or office, and is performed by a medical professional at
no cost to you (the insurance company pays for the exam).
Upon completion of the application and physical exam, Affordable
Term will submit the information to the underwriting insurance company.
Four to eight weeks are required for the life insurance company to
underwrite and issue the policy.
The entire process is that simple! |
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Why
Should I buy life insurance through Affordable Term? |
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It's simple.
We do the shopping so you don't have to.
We represent a number of highly rated life insurance companies. As
an independent agency, we aren't tied to any single company's rates.
We can match each client's needs with the company that's best suited
to meet his or her individual situation. Because of these services,
our clients are able to make the best choice for their financial security.
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What
is Term life insurance? |
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Term life insurance
is life insurance coverage at a guaranteed rate for a specified period
of time. (Example: 30 year level term would guarantee a level premium
for 30 years based on a specified death benefit). Term life insurance
is usually the least expensive form of life coverage. |
